Business Insurance

Risk management is essential to ensure the ongoing viability of your business. As an owner, issues to be addressed include:

• What business risks are present?
• Are these risks to be retained, transferred or reduced?
• What does the strategy look like?

A Business Succession Plan provides certainty and peace of mind for all parties in the event of death, disability or trauma of one of the owners, ensuring that there is an orderly transition of ownership of the business.

A Buy/Sell Agreement ensures the departing or deceased owner secures a fair value on exiting and the remaining owner gets the control he or she needs.

Keyman Insurance may protect your business against the loss of key personnel.

Loan Guarantee Insurance makes certain the business can repay critical loans at death, disability or trauma of a key person.